Seymour Direct specialises in organising Merchant Services for businesses that wish to accept credit & debit cards from their customers. We will help you set up the required Merchant Account without the complexities that occur when referring to your bank. We can arrange a wide selection of Merchant Accounts, including E-Commerce, Virtual Terminals as well as the humble PDQ machine, all with low transaction charges from the various banks we deal with.
Credit and debit cards is now pretty much a standard form of payment and is expected by the majority of consumers, so card payments from your customers are vital for your business to prosper. To keep pace with this trend, we need to set up a Merchant Number for you in order to start receiving card payments. This can prove to be a difficult process, with a wide range of rates and services available from banks and independent sales organisations. However help is at hand – through our extensive experience of Merchant Accounts over the last twenty years, Seymour Direct can assist you to obtain what you need, plus ensuring the costs involved are kept to a minimum for your business.
After your Merchant Number is organised, Seymour Direct can provide you with low cost credit card processing machines (often referred to as credit card terminals). Online transactions can also be taken care of with our E-Commerce and Virtual Terminal solutions.
Contact Seymour Direct for financial services that help cut costs and increases your return on investment!
The quality of service that Seymour Direct have shown towards my business needs could not have been better. We are opening a second business shortly and will definitely be using Seymour Direct.
Heather Zako, Creative Plants
I must say that the credit card machine is very easy to use and is also quick to process transactions. The rates that Seymour Direct arranged were extremely low and I am glad that I used them.
Ben Brown, Benjamins
Seymour Direct organized a very good deal for my credit card processing and were also very efficient in the whole setting up process which made it easy for me.
Angie Burraway, The Veg Shed
I found Seymour Direct excellent to deal with. They organised my merchant services account in a straightforward, professional manner and did everything that I asked of them. Many thanks.
Simon Rogers, Seven Tips Racing
Thanks to Seymour Direct we have achieved massive savings on our credit card processing charges. I double checked with head office to make sure Seymour Direct’s Streamline offer for the Toni & Guy hair salons was correct as it was so good… 19 months on I can say it still is.
Gary Maoudis, TONI&GUY
I am very pleased with the exclusive Streamline deal that Seymour Direct were able to organise for my Toni & Guy salon. It really has saved us a lot of money.
Shaun Rouse, TONI&GUY
Everybody involved at Seymour Direct were very helpful and ensured that we got a very good deal for our card processing. The terminal they supplied is also very good.
Mary Bromage, Haven MemorialsSeymour Direct were very helpful from day one. Technical support with the terminal was excellent.
Terry Comitt?, Stewarts Wine BarSeymour Direct were a great help in setting up my system and guiding me throughout the process. Very worthwhile and I recommend them highly.
Kieran Byrne , KGB.ieI found Seymour Direct easy to deal with and they were able to give me exactly what I was looking for.
Parmod Kumar Rudki, C&L london LimitedFrank Brown Delivers have been using Seymour Direct for over a year and I have to say that I have always found them extremely helpful and knowledgeable. We had never accepted card payments before and I must admit that I found it a bit of a minefield. However Seymour Direct have such a wealth of experience in this field that they were able to lead us through the procedure effortlessly.
Frank Brown, Frank Brown Delivers
The rates that Seymour Direct organised for my four salons were lower than anybody else that I had spoken to and the machines they provided are nice and small and very fast. The best card payment solutions un the UK
Gerard O'Connell, Loose EndsWhen we first approached Seymour Direct we were in a rush to get up and running with a credit card facility. The staff involved were very helpful and they delivered exactly what we had asked of them. Thank you Seymour Direct.
Andy Lane, Football Sports AuctionsThe response from Seymour Direct was quick and all my questions were answered. The whole process from start to finish was stress free.
Sue Thomas, Brecks Cottage
Despite the problems with card fraud, the number of chip and PIN machines in the UK has already well surpassed 1 million units, reflecting the incredible growth in the industry and the increasing importance to businesses of being able to accept credit and debit cards. And while fraudsters continue to be kept at bay by the most up-to-date retail security, there’s never been a better time to upgrade your payment acceptance and watch your return on investment increase.
Contact Seymour Direct today for the lowest rates and the latest in chip and PIN technology!
Chip and PIN
Seymour Direct deals directly with helping thousands of businesses implement the technology to accept card payments. Through many years of experience we have seen the industry evolve and it is important to us that our customers have an understanding of how the latest technology works…
Since the first implementation of the EMV global standard for secure payments, the number of chip and PIN terminals that are in use in the United Kingdom has expanded rapidly. The technology was introduced as a joint venture between Europay, Mastercard and Visa (hence EMV) to better security when authenticating credit and debit card transactions, thus helping to reduce card fraud. It works through a microchip within the card itself; this chip is twinned with a unique number or passcode, known as a Personal Identification Number (or PIN), so if the cardholder is unable to enter the correct code into the terminal then the machine cannot read the chip and therefore authorise the transaction.
The reason for the preference in this system over the old is obvious. Originally, card payments would be authenticated by only the cardholder’s signature after the credit or debit card was swiped and its magnetic strip was read by the terminal. However, this method could easily be bypassed by fraudsters simply by forging the signature; all they’d need to do was steal the card. A PIN is much harder to obtain and therefore a much securer measure against fraud.
Of course, that is not to say the system cannot be beaten and there are several schemes by which fraudsters attempt to take advantage of careless retailers. Nonetheless, there has also been much progress in furthering safe transactions and your acquiring bank will take you through the relevant measures to your business when you join. Further information can be found on these vital issues on our blogs page!
